Banking, SARFAESI & DRT Matters

What this service covers

Banking and financial disputes often involve complex proceedings under the SARFAESI Act, Recovery of Debts laws, and proceedings before the Debt Recovery Tribunal (DRT) and Debt Recovery Appellate Tribunal (DRAT). Our team assists borrowers, guarantors, financial institutions, and third parties in challenging recovery actions, protecting property rights, resolving debt-related disputes, and ensuring compliance with banking regulations.

• SARFAESI Proceedings

  Representation for borrowers, guarantors, and secured creditors in actions initiated under the SARFAESI Act.

• DRT & DRAT Representation

  Appearing before Debt Recovery Tribunals and Appellate Tribunals in recovery and enforcement proceedings.

• Challenge to NPA Classification

  Assisting borrowers in contesting wrongful or premature classification of loan accounts as Non-Performing Assets.

• Challenge to Possession Notices

  Legal action against unlawful possession notices and measures taken by lenders under recovery laws.

• Auction Proceedings Disputes

  Handling disputes related to valuation, auction procedures, bidding irregularities, and sale confirmations.

• Recovery of Debts Matters

  Advising lenders and borrowers in debt recovery proceedings involving commercial and financial liabilities.

• One Time Settlement (OTS) Disputes

  Assistance in negotiating, enforcing, or challenging One Time Settlement agreements with financial institutions.

• Mortgage & Guarantor Liability Matters

  Resolving disputes concerning mortgage enforcement, guarantor obligations, and recovery actions against secured assets.

Specific matters we handle

SARFAESI Proceedings

Representation in matters arising under the SARFAESI Act, including recovery actions and enforcement proceedings.

DRT Proceedings

Legal representation before Debt Recovery Tribunals in recovery, enforcement, and borrower protection matters.

DRAT Appeals

Filing and defending appeals before the Debt Recovery Appellate Tribunal against DRT orders.

Challenge to NPA Classification

Assisting borrowers in challenging wrongful classification of accounts as Non-Performing Assets (NPA).

Challenge to Possession Notice

Representation against possession notices issued by secured creditors under SARFAESI proceedings.

Challenge to Auction Proceedings

Legal assistance in challenging unlawful or irregular auction proceedings and sale actions.

Proceedings under Sections 13(2), 13(4) & 14 of SARFAESI

Representation in proceedings relating to demand notices, possession actions, and assistance from District Magistrates under the SARFAESI Act.

Recovery of Debts

Advising and representing clients in debt recovery disputes involving banks and financial institutions.

One Time Settlement (OTS) Disputes

Assistance in disputes arising from One Time Settlement proposals, negotiations, and implementation.

Guarantor Liability Matters

Representation in disputes concerning personal guarantees, co-borrower obligations, and guarantor liabilities.

Mortgage Disputes

Handling disputes involving mortgage enforcement, title issues, redemption rights, and secured assets.

Third Party Property Claims

Protecting the rights of third parties claiming ownership or interests in properties subjected to recovery proceedings.